Our Employee Financial Assistance program is designed to offer Salary Advances as an employment benefit to employees of Participating Employers. Short-term loans ranging from GHS 500 to 20,000 are issued to qualifying employees for emergency personal expenses. These low-rate loans are administered under the Top-notch Micro-Credit Services – the microlending division of Top-notch Business Group Ltd.

We are licensed by the Bank of Ghana and are a member of the Micro-Credit Association of Ghana.


Whether you’re inundated with IOU requests from your staff and locking up your working capital, or your employees are borrowing from their pension funds to meet emergency expenses, contact us today to learn how you and your employees can reap the rewards of a trusted third-party Employee Financial Assistance Program while giving your workers the peace of mind to focus on work and be productive.