Free up your working capital locked up in IOUs…

Top-notch Salary Advance was launched in response to the need for QUICK, SHORT-TERM, and AFFORDABLE funds for employees to meet occasional emergency expenses. As a complementary product to our payroll management service, Top-notch Salary Advances are offered to Participating Employers to enable them to free up their working capital locked up in staff IOUs, for income generating activities.

We partner with employers who offer this as a voluntary employment benefit to their staff and agree to deduct the monthly repayments from payroll. With this collaboration, we are able to limit our risk and lend at competitive rates, thereby passing on the savings to the employees who need the money.

For many employees, it means the peace of mind that comes with meeting unplanned financial obligations such as RENT ADVANCE, SCHOOL FEES, MEDICAL EXPENSES, CAR REPAIRS, and FUNERAL COSTS


For Participating Employers (PEs) There is ABSOLUTELY NO COST involved. All we ask is for you to:

  • Offer Salary Advances as a Voluntary Employment Benefit to employees
  • Agree to deduct monthly repayments from employees’ salary
  • Remit Top-notch Business Group Ltd., (via bank transfer) the total amount payable per month over the term of the Salary Advance


Below are a few of the reasons you cannot afford to pass on such a great benefit:

  • CAPITAL – no need to lock up your operating capital in IOUs
  • LOYALTY – build loyalty and improve morale by facilitating access to QUICK, AFFORDABLE, SHORT-TERM financial assistance to employees
  • PERKS – offer our LOW-interest Salary Advances as an attractive and vital benefit program for your employees and save them the trouble of dealing with banks and Micro-finance institutions

If you share the vision that your employees should enjoy a life of financial peace, dignity, and hope, here’s what you need to do:
CALL TODAY at 024 231 9813 or 020 165 6369.


Kind words from happy сlients

Top-Notch has contributed greatly to the short-term needs of staff of Samara Company Ltd. Their Services are swift and of a professional touch. Top-Notch has served as a rapid response unit providing financial assistance to staff of Samara Company Limited. We appreciate their services
Clement Agyei – Ofori (Financial Manager, Samara Company Ltd.)