Our Employee Financial Assistance program is designed to offer Salary Advances as an employment benefit to employees of Participating Employers. Short-term loans ranging from GHS 2,000 to 20,000 are issued to qualifying employees for emergency personal expenses. These low-rate loans are administered under the Top-notch Micro-Credit Services – the microlending division of Top-notch Business Group Ltd.
We are licensed by the Bank of Ghana and are a member of the Micro-Credit Association of Ghana.
For Participating Employers (PEs) There is ABSOLUTELY NO COST involved. All we ask is for you to:
For Employees it means the PEACE OF MIND that comes with meeting unplanned financial obligations such as:
Free up your working capital locked up in IOUs…
We launched our Salary Advance product in response to the need for QUICK, SHORT-TERM, and AFFORDABLE funds for employees to meet occasional emergency expenses. As a complementary product to our payroll management service, Top-notch Salary Advances are offered by partnering with Participating Employers to enable them to free up their working capital locked up in staff IOUs. Participating Employers in our network offer this as a voluntary employment benefit to their staff and agree to deduct the monthly repayments from payroll. With this collaboration, we are able to limit our risk and lend at competitive rates, thereby passing on the savings to the employees who need the money.
To be Eligible, employees must:
We provide 3 repayment options of 6, 9, and 12 months available depending on your circumstances.
If approved, get cash sent to your bank within minutes after approval without the hassle of bank paperwork.
Call 020 165 6369 or send a message with the reference Application (Employee) / Application (Participating Employer) via our contact form here.
Below are a few of the reasons you cannot afford to pass on such a great benefit:
Want to join our network of PEs? Contact us today at 054 242 7953.